The PERSONAL FINANCIAL PLANNING spreadsheet can be used to check the returns on your money when invested in different investments over a given period of time. It is a guide for you to achieve your intended goals, whether it is setting up a business, buying an asset, etc. Future projects depend on good financial planning and control.
 There is no point in planning if there is no discipline to carry out the plans. Financial planning prepares you for the adversities that may occur when achieving your goal. Those who do not plan suffer a lot and take a long time to recover their strength when faced with a problem. In contrast, those who prepare themselves are better at dealing with unexpected events that may occur and achieve their goals more quickly.
 To plan, it is important to:
 1. Define the objectives;
 2. Define the initial capital to be invested, how much will be invested monthly, the period of the financial investment and estimate inflation, taxes and the growth rate of the contributions;
 3. Diversify your investments and establish how you will obtain a return on your invested capital;
 4. Evaluate investment funds and financial application options
 5. Evaluate your assets in the future and predict the final financial amount and when you will achieve your goals;
 6. Keep an eye out for opportunities;
 7. Use spreadsheets to help develop personal financial planning and perform important analyses for decision-making;
 The PERSONAL FINANCIAL PLANNING spreadsheet is a powerful investment calculation and application diversification tool so that you can obtain PROFITABILITY in a clear and analytical way. The graphs make the assessment even more direct and visual. The printable report summarizes the entire analysis.
 There are only 5 steps:
 1. Determine the INITIAL investment PREMISES;
 2. Diversify your INVESTMENTS;
 3. Evaluate the RESULTS AND ANALYSES;
 4. Evaluate the results GRAPHICALLY;
 5. Print the Report.
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